Identity and address
- PAN, where required by the lender.
- Valid identity and current address evidence.
- Recent photograph, if requested.
- A clear explanation and supporting record for differences in names or addresses.
For salaried applicants
- Recent salary slips.
- Salary-account or primary bank statements for the period requested.
- Form 16 and/or income-tax records, as applicable.
- Employment proof or employee ID, if requested.
For businesses and self-employed applicants
- Business registration or constitution documents.
- Business bank statements.
- Income-tax returns and GST returns, where applicable.
- Profit and loss statement, balance sheet and other requested financial records.
- Evidence of business premises or operations, where required.
For doctors and other professionals
- Professional qualification and registration evidence, where applicable.
- Practice or office proof.
- Bank statements, tax returns and relevant financial statements.
- Details of the proposed equipment, expansion or funding purpose, if requested.
For home loans and loans against property
- Ownership and title-chain documents.
- Sale agreement, allotment or purchase-related documents, as applicable.
- Approved plans and other property records requested by the lender.
- Property-tax and related records, where applicable.
- Additional legal or technical documents identified during assessment.
For education finance
- Admission or offer letter and the course-fee schedule.
- Academic records and course or institution details requested by the lender.
- Student and co-applicant identity, address and income records as applicable.
- Cost estimates, visa-related records or collateral documents where relevant to the specific application.
For vehicles and equipment
- Dealer quotation, invoice or equipment specification and intended use.
- Income, business or bank records relevant to the applicant.
- For a used vehicle: registration, ownership, insurance and other transfer or existing-finance records requested by the lender.
- Valuation or inspection records if required for the asset and product.
For gold or financial securities
Gold-backed finance involves lender checks on acceptable gold and its valuation. A loan against securities depends on the lender’s approved holdings, ownership evidence and pledge process. Ask for the exact product checklist; do not submit portfolio account passwords, trading PINs or document copies through this enquiry form.
Make your file easier to review
Use complete, legible scans with every page included. Keep file names descriptive, check dates and make sure bank records cover the requested period. Keep original documents available for verification through the lender’s official process.