The ARUNASUN website provides general financial-product information, planning tools and loan-assistance services. This Disclaimer explains important limitations relating to the information and services available through the website.
Important at a Glance
• ARUNASUN is a financial assistance and facilitation platform and, unless expressly stated otherwise in a specific transaction, is not the lender sanctioning or disbursing the loan.
• Final eligibility, pricing, tenure, fees and approval are determined by the relevant lender.
• Submitting an enquiry does not create a loan contract or guarantee approval.
• EMI and eligibility tools are for planning only; official lender documents govern the actual loan.
1. ARUNASUN Is a Facilitation and Assistance Platform
ARUNASUN helps users understand and explore financing options and may facilitate communication with banks, NBFCs, housing finance companies or other eligible financial institutions. Unless expressly stated otherwise in a specific transaction, ARUNASUN is not the bank, NBFC or lender sanctioning or disbursing the loan.
The lender identified in the relevant official documentation is responsible for credit assessment, underwriting, approval or rejection, pricing, documentation, disbursement, servicing and recovery in accordance with its policies and applicable law.
2. No Guarantee of Approval, Rate or Disbursement
Nothing on the ARUNASUN website, and no enquiry submitted through it, guarantees:
- Loan approval, sanction or disbursement.
- Eligibility with any particular bank, NBFC or financial institution.
- A specific loan amount, tenure, interest rate, annual percentage rate or EMI.
- The lowest interest rate or lowest fee available in the market.
- A fixed processing, approval or disbursement timeline.
- Approval based solely on an indicative eligibility result, document checklist or credit score.
Final terms depend on the lender's credit policy, verification, documentation, applicant profile, market conditions and applicable regulatory requirements.
3. Product Information Is Indicative
Interest rates, fees, product descriptions, eligibility criteria, document lists, examples and other financial information displayed on the website are general or indicative unless clearly identified as a lender-issued final offer.
Financial products and lender policies may change. Users should verify all material terms in the lender's official documentation before accepting a financial product.
4. EMI Calculator and Financial Illustrations
EMI calculators, amortisation tables, repayment examples and other numerical tools are provided for convenience and planning. They may not include every fee, tax, insurance premium, rate reset, day-count convention, rounding method, prepayment effect or lender-specific charge.
A calculator result is not a sanction letter, loan quotation, Key Facts Statement, repayment commitment or guarantee of actual loan terms.
5. No Personalised Financial, Investment, Tax or Legal Advice
Website content is not intended to replace personalised financial, investment, tax, accounting or legal advice. Users should consider their own income, liabilities, emergency needs, repayment capacity and financial objectives before borrowing and should obtain independent professional advice where appropriate.
6. Third-Party Lenders, Links and Content
The website may refer or link to independent financial institutions, service providers, credit bureaus, technology providers or other third parties. ARUNASUN does not control their websites, underwriting decisions, privacy practices, service availability or contractual terms.
A third-party name, logo, link or product reference on the website does not imply endorsement of ARUNASUN by the Reserve Bank of India or any other regulator, and does not guarantee that the third party will offer a product to a particular user.
7. Regulatory Status and Lender Identification
Users should identify the actual lender from the lender's official communications and loan documentation. Where a regulated lender is involved, the lender's regulatory status and responsibilities are separate from ARUNASUN's role as an assistance or facilitation platform.
ARUNASUN does not claim that the website itself is a lending licence, regulatory approval or government endorsement.
8. Credit Scores and Eligibility
Credit scores, preliminary eligibility checks and profile-based observations are only parts of a lender's overall assessment. A strong score or positive preliminary indication does not guarantee approval, and a lender may consider income, obligations, employment or business stability, banking conduct, property details, fraud checks, internal policy and other factors.
9. Responsible Borrowing
Borrowing creates a repayment obligation. Before accepting a loan, users should review the total cost of borrowing, EMI affordability, repayment schedule, interest type, charges, prepayment conditions, security or collateral implications, and the consequences of delay or default.
For secured products such as a loan against property, failure to meet repayment obligations may place the secured asset at risk in accordance with the loan agreement and applicable law.
10. Fraud and Safety Warning
Users should be cautious of anyone promising guaranteed approval, demanding payment to a personal account, or asking for confidential authentication credentials. ARUNASUN does not require users to share OTPs, ATM PINs, UPI PINs, card PINs, CVV numbers or internet-banking passwords through ordinary enquiry or support channels.
If you receive a suspicious communication claiming to represent ARUNASUN, verify it using the contact details published on the official website before taking action.
11. Accuracy and Availability
ARUNASUN makes reasonable efforts to present useful and current information but does not warrant that every page, calculation, third-party reference or product description will always be complete, error-free or continuously available.
The website may be changed or temporarily unavailable because of maintenance, technical issues, security controls or events outside ARUNASUN's reasonable control.
12. Limitation of Liability
To the maximum extent permitted by applicable law, ARUNASUN will not be responsible solely for a lender's independent decision to approve, reject, delay, modify or withdraw a financial product; for differences between indicative website information and final lender terms; or for the content, acts or omissions of independent third parties outside ARUNASUN's reasonable control.
Nothing in this Disclaimer excludes rights or liabilities that cannot lawfully be excluded.
13. Acceptance of Lender Terms
Before signing or accepting any financial product, the user is responsible for reading and understanding all official lender documents. The lender's executed agreement and applicable statutory disclosures govern the loan, not general website content.
14. Changes to This Disclaimer
ARUNASUN may update this Disclaimer to reflect changes in its services, website features, financial-product practices or applicable law. The latest version will be published on this page with the revised 'Last Updated' date.
15. Contact
- ARUNASUN
- Email: wecare@arunasun.com
- Phone: +91 88404 20331
- Office: B-02, D-216, Hyperfocus Business Solution, Sector 63, Noida, Uttar Pradesh 201301