/* Targeted functional revision; retain the approved restoration system. */
.loan-menu .loan-menu-guides a { position: relative; border-radius: 0; }
.loan-menu .loan-menu-guides a::after { content: ""; position: absolute; bottom: 4px; left: 0; right: 0; height: 2px; background: var(--brand-orange); transform: scaleX(0); transform-origin: left; transition: transform .25s; }
.loan-menu .loan-menu-guides a:hover, .loan-menu .loan-menu-guides a:focus-visible { color: #126e9e; background: transparent; transform: none; }
.loan-menu .loan-menu-guides a:hover::after, .loan-menu .loan-menu-guides a:focus-visible::after { transform: scaleX(1); }
.offer-bar { position: relative; padding-right: 56px; }
.offer-close { position: absolute; top: 8px; right: 8px; width: 30px; height: 30px; display: grid; place-items: center; padding: 0; border: 0; border-radius: 50%; background: transparent; color: var(--navy); }
.offer-close:hover { background: var(--tint); }
.offer-close .icon { width: 15px; height: 15px; }
.offer-bar .offer-number { display: inline-flex; flex-direction: column; align-items: stretch; width: max-content; gap: 6px; }
.offer-bar .offer-number small { margin: 0; letter-spacing: 0; }
.offer-cashback-letters { display: flex; justify-content: space-between; width: 100%; }
/* Keep both hero controls visible on desktop and touch screens. */
.hero-slider .slider-arrow { width: 40px; height: 40px; min-width: 40px; min-height: 40px; padding: 0; border-radius: 50%; display: grid; place-items: center; line-height: 1; top: 50%; bottom: auto; transform: translateY(-50%); opacity: 1; transition: opacity .2s ease; }
.hero-slider .slider-arrow:hover, .hero-slider .slider-arrow:focus-visible { opacity: 1; }
.hero-slider .slider-arrow svg { display: block; width: 18px; height: 18px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.hero-slider .hero-slide { grid-template-columns: 2fr 1fr; aspect-ratio: 3 / 1; height: calc(100vw / 3); }
.hero-slider .hero-slide.image-left { grid-template-columns: 1fr 2fr; }
.hero-slider .hero-media { width: 100%; height: 100%; aspect-ratio: 1; }
.hero-slider .hero-copy h1, .hero-slider .hero-copy h2, .hero-slider .hero-heading { font-size: 44px; }
@media (min-width: 701px) and (max-width: 1024px) {
  .hero-slider .hero-copy h1, .hero-slider .hero-copy h2, .hero-slider .hero-heading { font-size: 32px; }
}
@media (max-width: 700px) {
  .hero-slider .hero-slide, .hero-slider .hero-slide.image-left { grid-template-columns: 1fr 1fr; aspect-ratio: 2 / 1; height: 50vw; }
  .hero-slider .hero-copy, .hero-slider .image-left .hero-copy { align-self: stretch; padding: 16px 18px; display: flex; flex-direction: column; justify-content: center; min-height: 0; }
  .hero-slider .hero-copy .eyebrow { display: block; font-size: 8px; letter-spacing: .06em; margin: 0 0 8px; line-height: 1.4; }
  .hero-slider .hero-copy .eyebrow::before { width: 12px; margin-right: 5px; }
  .hero-slider .hero-copy h1, .hero-slider .hero-copy h2, .hero-slider .hero-heading { font-size: 22px; line-height: 1.15; margin: 0; }
  .hero-slider .hero-copy > p { display: block; font-size: 12px; line-height: 1.4; margin: 10px 0 0; }
  .hero-slider .hero-copy .actions { margin-top: 14px; padding-inline: 0; }
  .hero-slider .hero-copy .button { font-size: 11px; min-height: 32px; padding: 8px 12px; gap: 6px; }
  .hero-slider .hero-copy .button .icon { width: 12px; height: 12px; }
  .hero-slider .slider-arrow { width: 32px; height: 32px; min-width: 32px; min-height: 32px; }
  .hero-slider .slider-prev { left: 3px; }
  .hero-slider .slider-next { right: 3px; }
}
@media (max-width: 479px) {
  .hero-slider .hero-copy, .hero-slider .image-left .hero-copy { padding: 12px 15px; }
  .hero-slider .hero-copy h1, .hero-slider .hero-copy h2, .hero-slider .hero-heading { font-size: 18px; }
  .hero-slider .hero-copy > p { display: none; }
  .hero-slider .hero-copy .eyebrow { display: none; }
  .hero-slider .hero-copy .actions { margin-top: 12px; }
}
@media (prefers-reduced-motion: reduce) { .hero-slider .slider-arrow { transition: none; } }
.journey-flow { position: relative; --journey-progress: 0; margin-top: 36px; }
.journey-steps { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 22px; list-style: none; padding: 0; margin: 0; }
.journey-step { position: relative; min-width: 0; padding-top: 64px; }
.journey-line { position: absolute; top: 19px; left: calc(12.5% - 8px); right: calc(12.5% - 8px); height: 2px; background: var(--line); overflow: hidden; }
.journey-line span { display: block; width: 100%; height: 100%; background: var(--brand-primary); transform: scaleX(var(--journey-progress)); transform-origin: left; transition: transform .25s ease-out; }
.journey-node { position: absolute; left: 50%; top: 0; transform: translateX(-50%); width: 40px; height: 40px; display: grid; place-items: center; border-radius: 50%; background: white; border: 1px solid var(--line); font-size: 12px; font-weight: 700; color: var(--muted); box-shadow: 0 0 0 7px white; transition: background .35s, border-color .35s, color .35s; }
.journey-card { border: 1px solid var(--line); background: white; border-radius: 16px; padding: 22px; height: 100%; transition: transform .45s var(--ease-out), opacity .45s, border-color .45s, box-shadow .45s, background .45s; }
.journey-ready .journey-step:not(.is-active) .journey-card { transform: translateY(10px); }
.journey-ready .journey-step:not(.is-active) .journey-cue { opacity: .55; }
.journey-card h3 { font-size: 19px; line-height: 1.3; margin: 16px 0 12px; }
.journey-card p { font-size: 13px; line-height: 1.75; margin: 0; color: var(--muted); }
.journey-cue { display: block; width: 100%; max-width: 160px; margin: 0 auto; height: 96px; color: var(--brand-primary); transition: opacity .45s; }
.journey-cue rect, .journey-cue circle { fill: #f3f9fc; stroke: #a8d3e7; stroke-width: 1.5; }
.journey-cue path { fill: none; stroke: currentColor; stroke-width: 1.5; stroke-linecap: round; stroke-linejoin: round; }
.journey-cue text { font-size: 12px; fill: currentColor; }
.journey-cue .cue-accent { fill: #e5f3fb; }
.journey-cue .cue-back { fill: white; }
.journey-step.is-active .journey-node { border-color: var(--brand-primary); color: white; background: var(--navy); }
.journey-step.is-active .journey-card { background: linear-gradient(145deg, #f0f9fe, white 70%); border-color: #8ec6e2; box-shadow: 0 10px 25px #102b3a0a; }
.journey-step.is-active .cue-accent { fill: #fff0d8; stroke: var(--brand-orange); }
.journey-step.is-active .cue-check { stroke: var(--brand-orange); }
@media (min-width: 701px) and (max-width: 1024px) {
  .journey-steps { gap: 12px; }
  .journey-card { padding: 16px; }
  .journey-card h3 { font-size: 17px; }
}
@media (max-width: 700px) {
  .journey-steps { grid-template-columns: 1fr; gap: 24px; }
  .journey-step { padding-top: 0; padding-left: 58px; }
  .journey-node { left: 20px; top: 24px; }
  .journey-line { top: 44px; left: 19px; right: auto; width: 2px; height: var(--journey-line-height, calc(100% - 200px)); }
  .journey-line span { transform: scaleY(var(--journey-progress)); transform-origin: top; }
  .journey-card { padding: 20px; }
  .journey-cue { margin-left: 0; height: 82px; width: 140px; }
  .journey-card h3 { margin-top: 10px; }
}
@media (prefers-reduced-motion: reduce) {
  .journey-card, .journey-node, .journey-line span, .journey-cue { transition: none; }
  .journey-ready .journey-step:not(.is-active) .journey-card { opacity: 1; transform: none; }
}
.contact-address-map { overflow: hidden; border: 1px solid var(--line); border-radius: 14px; margin-top: 20px; }
.contact-address-map iframe { display: block; width: 100%; height: 280px; border: 0; }
.contact-office-viewer { margin: 0; min-width: 0; align-self: center; }
.office-viewer-window { overflow: hidden; border-radius: 24px 8px 24px 8px; box-shadow: 0 16px 36px #102b3a12; }
.office-viewer-track { display: flex; transition: transform .8s cubic-bezier(.22,.61,.36,1); }
.office-viewer-track img { display: block; width: 100%; flex: 0 0 100%; min-width: 0; aspect-ratio: 3 / 2; height: auto; object-fit: cover; }
.contact-office-viewer figcaption { font-size: 11px; color: var(--muted); margin-top: 12px; }
.contact-reference.contact-balanced { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 48px; align-items: stretch; }
.contact-balanced > div { min-width: 0; }
.contact-details-column { display: flex; flex-direction: column; }
.contact-details-column > .contact-card:last-child { flex: 1; padding-bottom: 0; }
.contact-details-column > .contact-card:last-child > div { display: flex; flex-direction: column; flex: 1; min-width: 0; }
.contact-details-column .contact-address-map { flex: 1; min-height: 280px; display: flex; }
.contact-details-column .contact-address-map iframe { height: 100%; min-height: 280px; flex: 1; }
.contact-support-column { display: flex; flex-direction: column; gap: 20px; }
.contact-reference.contact-balanced .contact-support-column > .contact-card { margin-top: 0; padding: 24px; }
.contact-support-column > .card { padding: 28px; }
.contact-support-column > .card h2 { font-size: 30px; }
.contact-support-column > .card p { font-size: 14px; }
.contact-support-column .contact-office-viewer { width: 100%; margin: 0; }
.contact-support-column .office-viewer-track img { height: 420px; aspect-ratio: auto; }
.contact-details-column .contact-address-card { grid-template-rows: auto minmax(280px, 1fr); }
.contact-details-column .contact-address-map { grid-column: 1 / -1; margin-top: 8px; }
@media (max-width: 960px) {
  .contact-reference.contact-balanced { gap: 28px; }
  .contact-reference.contact-balanced .contact-support-column > .contact-card { padding: 20px; gap: 16px; }
  .contact-support-column > .card { padding: 22px; }
  .contact-support-column > .card h2 { font-size: 26px; }
  .contact-support-column .office-viewer-track img { height: 360px; }
}
@media (max-width: 700px) {
  .contact-reference.contact-balanced { grid-template-columns: 1fr; gap: 28px; }
  .contact-details-column .contact-address-map { flex: none; min-height: 240px; }
  .contact-details-column .contact-address-map iframe { height: 240px; min-height: 240px; }
  .contact-balanced .contact-details-column > .contact-card { padding-block: 20px; gap: 16px; }
  .contact-support-column { gap: 16px; }
  .contact-support-column .office-viewer-track img { height: 220px; }
}
@media (max-width: 700px) { .contact-address-map iframe { height: 240px; } }
@media (prefers-reduced-motion: reduce) { .office-viewer-track { transition: none; } }
/* Header Loan solutions panel only; surrounding header remains unchanged. */
.nav-dropdown.loan-menu { grid-template-columns: 190px minmax(0, 1fr); gap: 0; padding: 0; }
.loan-menu-intro { padding: 28px 22px; background: var(--tint); border-right: 1px solid var(--line); }
.loan-menu-intro .eyebrow { font-size: 11px; margin-bottom: 16px; }
.loan-menu-intro h2 { font-size: 23px; line-height: 1.25; margin: 0 0 16px; }
.loan-menu-intro p { font-size: 12px; line-height: 1.65; margin: 0; color: var(--muted); }
.loan-menu-content { padding: 20px 24px 0; min-width: 0; }
.loan-menu-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 8px 12px; }
.loan-menu .loan-menu-link { display: flex; align-items: center; gap: 11px; padding: 14px 8px; font-size: 13px; min-width: 0; }
.loan-menu-icon { flex: 0 0 40px; height: 40px; border-radius: 12px; background: var(--tint); color: var(--brand-primary); display: grid; place-items: center; }
.loan-menu-copy { flex: 1; min-width: 0; }
.loan-menu .loan-menu-copy small { display: block; font-size: 11px; line-height: 1.45; }
.loan-menu-arrow { flex: 0 0 12px; width: 12px; height: 12px; color: var(--muted); }
.loan-menu-guides { display: flex; flex-wrap: wrap; gap: 8px 20px; border-top: 1px solid var(--line); margin-top: 18px; padding: 10px 0; }
.loan-menu .loan-menu-guides a { padding: 10px 0; font-size: 12px; min-height: 44px; }
@media (max-width: 1100px) and (min-width: 961px) {
  .nav-dropdown.loan-menu { grid-template-columns: 165px minmax(0, 1fr); }
  .loan-menu-content { padding-inline: 14px; }
  .loan-menu-grid { column-gap: 4px; }
  .loan-menu .loan-menu-link { gap: 8px; }
  .loan-menu-icon { flex-basis: 32px; height: 36px; }
}
@media (max-width: 960px) {
  .nav-dropdown.loan-menu { grid-template-columns: 1fr; background: white; }
  .loan-menu-intro { padding: 20px 16px; border-right: 0; border-bottom: 1px solid var(--line); }
  .loan-menu-intro h2 { font-size: 21px; margin-bottom: 10px; }
  .loan-menu-intro .eyebrow { margin-bottom: 10px; }
  .loan-menu-content { padding: 12px 0 0; }
  .loan-menu-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .loan-menu-guides { gap: 0 20px; margin-top: 12px; }
}
@media (max-width: 540px) {
  .loan-menu-grid { grid-template-columns: 1fr; gap: 0; }
  .loan-menu .loan-menu-link { padding: 12px 8px; }
}
.service-ticker { padding-right: 0; }
.service-ticker .marquee-track.is-moving .marquee-group { min-width: 100vw; }
.footer-contact .socials { color: var(--brand-orange); }
.footer-contact .socials :is(a,span,svg) { color: var(--brand-orange); }
.loan-carousel { overflow: hidden; padding: 8px 0 18px; }
.loan-carousel .marquee-track.is-moving { animation-duration: 95s; }
.loan-carousel .marquee-group { display: flex; gap: 22px; flex-wrap: nowrap; }
.loan-carousel .marquee-track.is-moving .marquee-group { padding-right: 22px; }
.loan-portrait-card { display: flex; flex-direction: column; flex: 0 0 268px; width: 268px; overflow: hidden; border: 1px solid var(--line); border-radius: 16px; background: white; color: var(--navy); transition: transform .25s, box-shadow .25s; }
.loan-portrait-card img { width: 100%; height: 258px; object-fit: cover; transition: transform .35s; }
.loan-portrait-copy { padding: 22px; min-height: 143px; }
.loan-portrait-copy h3 { font-size: 20px; line-height: 1.3; margin: 0 0 10px; }
.loan-portrait-copy p { font-size: 13px; line-height: 1.7; margin: 0; color: var(--muted); }
.loan-portrait-card:hover { transform: translateY(-4px); box-shadow: 0 10px 24px #102b3a12; }
.loan-portrait-card:hover img { transform: scale(1.025); }
.loan-portrait-card:focus-visible { outline-offset: -4px; }
.loan-carousel .marquee-track:not(.is-moving) { overflow-x: auto; padding-bottom: 12px; }
.loan-carousel.keyboard-browse { overflow-x: auto; }
.loan-carousel.keyboard-browse .marquee-track.is-moving { animation: none; transform: none; }
.contact-intro { margin-bottom: 32px; }
.contact-intro h1 { font-size: clamp(36px, 4vw, 52px); line-height: 1.12; margin-bottom: 20px; }
.contact-reference { align-items: start; }
.contact-reference > div:nth-child(2) > .contact-card { background: white; border: 1px solid var(--line); border-radius: 14px; padding: 28px; margin-top: 22px; }
@media (max-width: 700px) {
  .loan-portrait-card { flex-basis: 238px; width: 238px; }
  .loan-portrait-card img { height: 232px; }
  .loan-portrait-copy { padding: 20px; }
  .loan-portrait-copy h3 { font-size: 19px; }
}
@media (prefers-reduced-motion: reduce) {
  .loan-portrait-card, .loan-portrait-card img { transition: none; }
  .loan-portrait-card:hover, .loan-portrait-card:hover img { transform: none; }
}
.partner-row:nth-child(2) .is-moving { animation-direction: reverse; }
.main-nav > .mobile-nav-cta { display: none; }
.home-calculator { background: linear-gradient(125deg, #edf7fc, #f8fafb 65%); }
.home-calculator .section-heading { align-items: end; }
.home-calculator .calculator-results { display: flex; flex-direction: column; justify-content: center; align-self: stretch; }
.home-calculator .calculator-controls .field { margin-bottom: 18px; }
.home-calculator .calculator-controls .field:last-of-type { margin-bottom: 0; }
.home-calculator input[type="range"] { margin-block: 12px; }
.home-calculator .result-breakdown { margin-top: 18px; }
.repayment-chart { width: 100%; max-width: 380px; margin: 10px auto 0; }
.ring-stage { position: relative; }
.repayment-ring { width: 100%; display: block; overflow: visible; filter: drop-shadow(0 12px 9px #0003); }
.repayment-ring circle { fill: none; stroke-width: 40; transition: stroke-dasharray .55s ease, stroke-dashoffset .55s ease, opacity .2s; }
.ring-base { stroke: #345361; }
.ring-principal { stroke: #2aa7de; }
.ring-interest { stroke: #f39a20; }
.ring-depth .ring-principal { stroke: #146386; }
.ring-depth .ring-interest { stroke: #a85c11; }
.ring-face [data-ring-select] { cursor: pointer; }
.repayment-chart[data-empty="true"] :is(.ring-principal,.ring-interest) { opacity: 0; }
.repayment-chart[data-selected="principal"] .ring-interest,
.repayment-chart[data-selected="interest"] .ring-principal { opacity: .38; }
.ring-value { position: absolute; left: 18%; right: 18%; top: 47%; transform: translateY(-50%); text-align: center; pointer-events: none; }
.ring-value span, .ring-value small { display: block; color: #c6dfe9; font-size: 11px; }
.ring-value strong { display: block; font-size: clamp(17px, 2vw, 23px); line-height: 1.6; color: white; letter-spacing: -.03em; }
.ring-selectors { display: flex; justify-content: center; gap: 8px; flex-wrap: wrap; }
.ring-selectors button { background: #ffffff08; color: white; border: 1px solid #7495a6; border-radius: 8px; min-height: 44px; padding: 8px 12px; font-size: 12px; display: inline-flex; align-items: center; gap: 7px; }
.ring-selectors button[aria-pressed="true"] { border-color: #f39a20; background: #ffffff12; }
.ring-selectors .legend-dot { margin: 0; }
.contact-location { padding-top: 0; }
.location-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 30px; }
.office-photo { margin: 0; position: relative; min-width: 0; overflow: hidden; border-radius: 26px 8px 26px 8px; }
.office-photo img { width: 100%; height: 100%; min-height: 360px; object-fit: cover; }
.office-photo figcaption { position: absolute; bottom: 14px; left: 14px; font-size: 11px; padding: 5px 10px; border-radius: 5px; background: #102b3ae8; color: white; }
.office-map { border: 1px solid var(--line); border-radius: 16px; overflow: hidden; background: white; min-width: 0; }
.office-map iframe { display: block; width: 100%; height: 340px; border: 0; }
.office-map > a { margin: 14px 18px; display: inline-block; }
.enquiry-dialog { width: min(760px, calc(100% - 32px)); max-height: calc(100dvh - 32px); padding: 0; border: 1px solid #c7dce8; border-radius: 20px; color: var(--navy); box-shadow: 0 24px 90px #00172555; overflow: hidden; }
.enquiry-dialog[open] { display: flex; flex-direction: column; animation: panel-arrive .25s ease-out; }
.enquiry-dialog::backdrop { background: #082330a8; }
.enquiry-dialog-heading { display: flex; justify-content: space-between; align-items: start; gap: 18px; padding: 24px 28px 18px; background: linear-gradient(115deg, #eef8fd, #fff); border-bottom: 1px solid var(--line); flex-shrink: 0; }
.enquiry-dialog-heading h2 { margin: 8px 0 0; font-size: 28px; line-height: 1.15; }
.enquiry-dialog-heading h2:focus { outline: none; }
.enquiry-dialog-heading .eyebrow { font-size: 10px; margin: 0; }
.enquiry-close { display: grid; place-items: center; flex: 0 0 44px; height: 44px; border: 1px solid #b6cfdc; background: white; color: var(--navy); border-radius: 50%; font-size: 28px; line-height: 1; }
.enquiry-dialog-body { overflow-y: auto; overscroll-behavior: contain; min-height: 0; padding: 20px 28px 26px; }
.enquiry-dialog-body > p { font-size: 14px; margin-top: 0; }
.enquiry-dialog .form-grid { gap: 15px 18px; }
.enquiry-dialog fieldset, .contact-grid .enquiry-form fieldset { border: 0; margin: 20px 0; padding: 0; min-width: 0; }
.enquiry-dialog textarea { min-height: 72px; }
.enquiry-dialog .form-footnote { font-size: 11px; }
.enquiry-dialog .consent { font-size: 12px; }
.enquiry-dialog .field label { font-size: 13px; }
@media (max-width: 960px) {
  .site-header { height: 82px; }
  .header-inner { padding-block: 8px; justify-content: space-between; }
  .site-header .brand img { width: 88px; height: 62px; }
  .site-header .header-cta { display: none; }
  .menu-toggle { margin-left: auto; }
  .main-nav { top: 81px; max-height: calc(100dvh - 81px); padding: 24px; }
  .main-nav .mobile-nav-cta { display: flex; justify-content: center; width: 100%; margin: 24px 0 8px; padding: 14px 20px; background: var(--brand-orange); color: var(--navy); border: 0; font-size: 14px; }
}
@media (max-width: 700px) {
  .location-grid { grid-template-columns: 1fr; gap: 24px; }
  .office-photo img { min-height: 0; height: 250px; }
  .office-map iframe { height: 300px; }
  .footer-grid { row-gap: 40px; }
  .footer-brand { padding-bottom: 12px; }
  .home-calculator .calculator-results { padding: 26px 20px; }
  .enquiry-dialog-heading { padding: 18px 18px 14px; }
  .enquiry-dialog-heading h2 { font-size: 23px; }
  .enquiry-dialog-body { padding: 18px; }
  .enquiry-dialog .form-grid { grid-template-columns: 1fr; }
  .enquiry-dialog { width: calc(100% - 20px); max-height: calc(100dvh - 20px); border-radius: 16px; }
}
@media (prefers-reduced-motion: reduce) {
  .repayment-ring circle { transition: none; }
  .enquiry-dialog[open] { animation: none; }
}

/* Homepage quick estimate and detailed calculator presentation. */
.home-calculator .calculator-grid { grid-template-columns: 1fr 1fr; gap: 0 32px; box-shadow: none; }
.home-calculator .calculator-controls { grid-column: 1; grid-row: 1; padding: 28px 32px 8px; border-radius: 20px 20px 0 0; border-bottom: 0; }
.home-calculator .calculator-results { grid-column: 1; grid-row: 2; padding: 20px 32px 28px; border-radius: 0 0 20px 20px; border-top: 0; background: white; color: var(--navy); }
.home-calculator .control-heading strong, .home-calculator input[type="range"], .home-calculator .range-labels, .home-calculator .rate-period, .home-calculator .field-help, .home-calculator .result-breakdown { display: none; }
.home-calculator .control-heading { margin-bottom: 8px; }
.home-calculator .calculator-field input[type="number"] { background: #f4f9fc; height: 48px; font-size: 18px; }
.home-calculator .calculator-results .eyebrow { color: var(--brand-primary); }
.home-calculator .emi-total [data-monthly-emi] { font-size: 36px; color: var(--navy); }
.home-calculator .calculator-results > .button { width: fit-content; margin-top: 16px; }
.home-calculator-image { grid-column: 2; grid-row: 1 / 3; position: relative; margin: 0; border-radius: 20px; overflow: hidden; min-height: 420px; }
.home-calculator-image > img { display: block; width: 100%; height: 100%; position: absolute; inset: 0; object-fit: cover; }
.home-calculator-image::after { content: ""; position: absolute; inset: 0; background: linear-gradient(transparent 35%, #102b3ae8); }
.home-calculator-image figcaption { position: absolute; bottom: 0; left: 0; right: 0; z-index: 1; padding: 32px; color: white; }
.home-calculator-image .eyebrow { color: #a8dcf5; }
.home-calculator-image h3 { color: white; font-size: 30px; line-height: 1.2; margin: 12px 0; }
.home-calculator-image p { color: #e2edf3; margin: 0; }
.home-calculator .calculator-disclaimer { max-width: 760px; font-size: 12px; line-height: 1.6; margin-top: 22px; }
@media (max-width: 767px) {
 .home-calculator .calculator-grid { grid-template-columns: 1fr; }
 .home-calculator-image { grid-column: 1; grid-row: 3; min-height: 240px; margin-top: 20px; }
 .home-calculator-image figcaption { padding: 24px; }
 .home-calculator-image h3 { font-size: 24px; }
 .home-calculator .calculator-controls { padding: 24px 22px 8px; }
 .home-calculator .calculator-results { padding: 18px 22px 24px; }
}

/* Graphic-only refinement: original detailed calculator panels preserved. */
.repayment-chart { max-width: 370px; margin-top: 14px; }
.repayment-ring { filter: drop-shadow(0 8px 8px #0002); }
.repayment-ring circle { stroke-width: 30; }
.ring-face .ring-principal { stroke: url(#principal-face); }
.ring-face .ring-interest { stroke: url(#interest-face); }
.ring-depth .ring-base { stroke: #223d4b; }
.ring-value { top: 50%; left: 16%; right: 16%; }
.ring-value strong { font-size: 22px; line-height: 1.5; overflow-wrap: anywhere; }
.ring-value span { font-size: 12px; }
.ring-value small { font-size: 11px; margin-top: 3px; }
.ring-selectors { margin-top: 4px; }
@media (max-width: 479px) { .ring-value strong { font-size: 18px; } }

.home-emi-summary { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 14px; margin: 0; padding-top: 18px; border-top: 1px solid var(--line); }
.home-calculator .home-emi-summary dt { color: var(--muted); font-size: 12px; font-weight: 600; }
.home-calculator .home-emi-summary dd { color: var(--navy); font-size: 22px; font-weight: 700; margin: 8px 0 0; line-height: 1.35; overflow-wrap: anywhere; }
.calculator-results .emi-result-label { display: block; font-size: 22px; line-height: 1.3; font-weight: 600; margin: 0 0 12px; color: #c7e7f8; }
@media(max-width: 479px) {
 .home-emi-summary { grid-template-columns: 1fr; gap: 16px; }
 .home-emi-summary > div { display: flex; justify-content: space-between; align-items: baseline; gap: 16px; }
 .home-calculator .home-emi-summary dt { flex-shrink: 0; }
 .home-calculator .home-emi-summary dd { margin: 0; text-align: right; }
}

/* Centre each service message between evenly spaced star separators. */
.service-ticker .marquee-track.is-moving .marquee-group {
  gap: 0;
  padding-inline: 0;
  justify-content: flex-start;
}
.service-ticker .marquee-track.is-moving a {
  position: relative;
  flex: 1 0 380px;
  justify-content: center;
  gap: 0;
  padding-inline: 24px;
}
.service-ticker .marquee-track.is-moving a::after {
  position: absolute;
  right: 0;
  transform: translateX(50%);
}